Housing Rehabilitation & Reconstruction
Housing Rehabilitation & ReconstructionHousing Rehabilitation – This program offers five-year forgivable loans to assist homeowners whose homes have one or more substandard condition. The program offers up to $25,000 to cover repairs. Program participants must attend a three-part counseling program and begin that process before the contract is signed.
Should the City determine that rehabilitation is not feasible, reconstruction may be recommended. A 15-year forgivable loan is used for reconstruction projects.
The Owner's Manual
The Owner’s Manual explains the process and should answer most of your questions about the program and how to get involved. If you think you may qualify financially, you will need to complete the Family Survey. You may download the survey or call / come by the Community Development Department.
Policies & Procedures
The Policies and Procedures Manual explains the policies and procedures that govern the Murfreesboro Community Development Housing Rehabilitation Program. The maximum subsidy for reconstruction projects is set by HUD.
Once a home is accepted for the program, an inspection will be made by staff using the Universal Physical Conditions Standards checklist. The
Lead-based paint is a proven health hazard and can lead to lead poisoning. Childhood lead poisoning is a particularly pernicious environmental disease. Although the use of lead-based paint (LBP) was banned in 1978, HUD estimates about 80 percent of the homes built before 1980 have some lead-based paint.
The Residential Lead-Based Paint Hazard Reduction Act of 1992 (Title X) requires housing rehabilitation programs which receive federal assistance to test for the presence of lead-based paint and take appropriate action to reduce the hazard. As part of the rehab process for pre-1978 homes, the City will employ a certified lead-based paint inspector to perform an assessment. Any lead-based paint hazards identified will be addressed in the project.